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Ocean Bank Fined $10.9 Million

August 23, 2011
Total Loss: $10.9 Million

The Federal Deposit Insurance Corp., along with the Financial Crimes Enforcement Network and the State of Florida Office of Financial Regulation has fined Miami-based Ocean Bank [$3.6 billion in assets] $10.9 million for violations of the Bank Secrecy Act as well as other anti-money laundering laws and regulations, such as failure to file currency transaction reports.

Ocean Bank, Florida's largest state-chartered bank, failed to implement an effective BSA/AML Compliance Program, with internal controls "reasonably designed to detect and report money laundering and other suspicious activity in a timely manner," according to a statement issued by the FDIC. Regulators determined that the bank did not conduct adequate independent testing to meet requirements for suspicious activity reporting. The bank also reportedly failed to hire staff appropriately trained in BSA compliance and requirements.

Source: Bank Info Security
Posted in: Money Laundering